Raoul's 2 Cents: Can anyone tell me what's happening with the banking institution? I've been asking other people if they noticed it too and it seems like they have been getting terrible service as well. Bank of America's security is so tight it takes forever just to prove you are who you say you are. Chase Bank (like BofA) charges you for every transaction --- they charge you for keeping YOUR money in their bank. Banc of California seems to be better and more courteous but the the turn-around of key employees (including 2 branch managers) in just 3 months is very disconcerting. The managers were nice people so I'm guessing the higher-ups were not easy to work with. Funny, each of the managers kept on asking me how much money I was going to be maintaining in their bank --- as if they needed to use my money for something else.